As an early adopter to online shopping due to lack of time and to avoid the crowds, if we are not purchasing something on Amazon (which you should be getting 5% cashback by using an Amazon Prime credit card), we always compare prices on the item we are purchasing at different stores, then we check how much cash back both Rakuten and Coupon Cabin are giving at the store we plan to make our purchase. Sometimes a store is on both and we choose the one paying a higher cash back and other times the store is only on 1 of the 2.
The retail stores make it easy to purchase and some even entice you with a discount to use their app instead, so of course we check the coupons available as we log in to our chosen cash back partner. Most coupons or discounts are available whether you purchase direct on the store’s website, app, Rakuten or Coupon Cabin, but we double and triple check so there is no confusion.
Then we shop like normal and make our purchase, accumulating extra cash back on top of our chosen credit card cash back. Our go to is a purchase from an already frugal store in Walmart and then to get an extra 2% back on average. They even run specials or promos increasing the normal cash back rates. I have made purchases from Bloomingdales at 10% cashback. My favorite is big ticket items like a vacation on Booking.com or direct with Marriott where i have received a sizable cash back amount after taking the trip, sometimes 3%-8%, just by taking one extra step to login to the preferred shopping partner.
I can tell you over the years we have received back thousands from these partners……(the shopping partner tracks this and makes it easy for you to understand)